6 beliefs that help you become richer Ichaku [Perfect Gifts Selection]

6 beliefs that help you become richer

We have already written about harmful beliefs about money. But there are useful ones, too - they contribute to financial prosperity. American psychologist Brad Klontz calls people who share these beliefs financially vigilant: they know how to manage money properly and do not experience financial hardship. Here are some of their beliefs.

Saving money is better than spending it

This belief is characteristic of many wealthy people. Even those who don't have an urgent need to count all expenses try to save money. This rule helps to preserve and multiply capital.

It is important to save for a rainy day.

If you anticipate that hard times may come, you will be motivated to save. So a little worry about money will only be good for your financial situation. As long as the worry doesn't become too much.

I always look for the best deal before I buy.

People who are willing to spend their time looking for other options and comparing prices at different stores are unlikely to make impulse purchases. A sensible approach to spending will eventually help keep your wallet from overspending

If a purchase requires credit, it should not be made

Financially vigilant people are cautious about credit. As a rule, they don't have credit cards at all. But if the need arises, they don't borrow too much and don't have trouble paying back

Talking about money is rude.

Reluctance to share financial information with others is a trait of financially vigilant people. And if the conversation does touch on money, they are unlikely to name their real salary - rather, they will say that they receive less. At that they usually have no secrets from their romantic partners.

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People should earn their own money, not live at someone else's expense.

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Such views are held by those who are ready to take responsibility for their own well-being. They don't avoid financial matters and don't expect anyone to solve their problems for them. For example, relatives or winning the lottery.

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